Proactively identifies portfolio weaknesses / trends and alerts management to deteriorating portfolio conditions.
Independently prioritizes between new credit requests and renewals; provides initial risk rating and recommends appropriate credit structure; provides guidance on policy issues and risk ratings.
Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions, customer meetings, discuss alternative credit structures, and clarify any questions.
Interacts with clients during due diligence and partners with RM as part of \u0022team\u0022 to finalize credit package terms and documentation on transactions.
Leads the legal documentation process; Meets individual and team production goals.
Job Requirements:
Bachelors Degree with 8-10 years experience required or equivalent in work experience; 10+ years experience preferred.
Possesses an understanding of the current business environment; superior credit knowledge; expertise in credit policy and analytical abilities; Goal and production oriented; strong relationship building skills; ability to take initiative using strong problem solving skills; knowledge level to be an independent resource on credit issues.
Monday-Friday
8AM-5PM
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