Commercial Credit Review Officer in Memphis, TN at First Tennessee Bank

Date Posted: 7/4/2019

Job Snapshot

Job Description

Position can be located in Memphis (preferred), Winston Salem, Raleigh, Charlotte or South Florida.

Risk Review Officer is responsible for review and monitoring commercial credit quality and credit risk management practices to ensure compliance with bank policy, strategy, risk appetite and tolerance. Most experienced in their respective areas and handle multiple major complex commercial reviews/projects.


Duties & Responsibilities:

80% of time: Senior credit review officer responsibilities - Credit Review. Identify, assess and report credit risks in various Bank loan portfolios through Credit Assurance Services (CAS) process, including but not limited to transactional review & targeted exam. Assess and report the effectiveness of Credit Risk Management process in various lending and lending support areas. Assess and report the Bank's effectiveness in operating within established credit policy, risk appetite and tolerance. Provide recommendations and influence a sound Credit Management and internal control environment. Lead different types of exams/projects and handle reviews of complex commercial credits.

10% of time: Senior Credit review officer responsibilities - Portfolio Monitoring. Identify, assess and report credit risks in various Bank loan portfolios through Credit Assurance Services (CAS) process, including but not limited to portfolio/unit monitoring. Serves as Desk Officer for assigned portfolios/units (generally 2 or more) - monitor and report credit quality, credit risk management and emerging risks based on activities including but not limited to review of continuous & targeted exam review results, review of portfolio and industry information, and interaction with Line and Credit Risk Management. Track and follow up on Moderate-High level issues identified in CAS and regulatory exams, including validating corrective action plan results.

10% of time: Complete department reports and/or special projects as assigned.









Requirements Bachelor's Degree required; Master's Degree preferred

6 - 8 years of experience required with Specialization in Commercial (C&I & CRE) loan/credit review, credit analysis/ underwriting, portfolio management

8 - 10 years preferred with Specialization in Commercial (C&I & CRE) loan/credit review, credit analysis/ underwriting, portfolio management

Accurate typing, spelling and grammar skills. Proficient with applicable computer software. Good written and oral communication/presentation skills. Good organizational and relationship/customer service skills. Good analytical skills. Required knowledge: good understanding of business accounting, complex financial statement analysis and commercial loan structuring.



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  • All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, gender stereo typing, and age. First Tennessee is an EO employer – M/F/Vets/Disabled.
  • Please view Equal Employment Opportunity Posters provided by OFCCP

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