Credit Analyst - Commercial Banking in Houston, TX at First Tennessee Bank

Date Posted: 6/13/2019

Job Snapshot

Job Description


We are seeking a full-time credit analyst to become an integral, long-term member of one of our Houston office’s deal teams. First Tennessee’s Houston office includes three lines of business; a group that specializes in commercial real estate financing, a group that specializes in financing oil and gas exploration and production companies, and a group that provides financing for mid-market private and publicly traded companies across a variety of industries including energy services, manufacturing, and

First Tennessee is part of First Horizon National Corporation (NYSE: FHN). First Tennessee has been in operation since 1864 and has approximately $40 billion loan assets. First Tennessee established its Houston market operations in 2014, and opened its Galleria area office during 2015. Today, First Tennessee has 23 full-time Houston employees, anchored by a local leadership team that boasts over 100 years of combined banking experience, which is responsible for growing a loan portfolio that now exceeds over $1 billion in total loan commitments.


• The analyst will immediately have the opportunity to apply the financial and accounting skills learned
in business school.
• The analyst will be provided with training that will help him or her develop a solid foundation in the
basics of banking, and fine-tune and enhance their financial analysis capabilities for real world
application. Ultimately, the analyst will be expected to develop into a high functioning member of the
team through daily exposure to and participation in all of the critical aspects and activities of our
business line.
• The analyst will have the opportunity to work on a wide variety of projects and transactions. Some
examples are loans to finance mergers and acquisitions, loans for leveraged buyouts, syndicated
loans, and loans that provide financing for real estate acquisition and development.
• Our analysts are mentored by our entire team of player-coaches, and work in an environment that
encourages individual growth and development, diversity of thought, collaboration, and culture.
• The Credit Analyst position provides a solid career foundation that will lead to numerous
opportunities within and beyond the banking industry.
• Competitive salary and benefits with opportunities for advancement.


• Financial statement analysis and financial statement modeling
• Attend and participate in meetings with the executive management teams of current and prospective
loan portfolio companies
• Perform market and industry research
• Assist in the creation of various memorandums, reports, and presentations
• Evaluation and documentation of the financial and operational strength of perspective loan portfolio
companies and existing loan portfolio companies
• Assisting in loan servicing and performance analysis of the team’s current loan/client portfolio while
becoming a proficient operator of the bank’s internal systems used to originate, service, and manage loans
• Represent the bank at various marketing, networking, and recruiting events
• Some travel will be required for training and development events, client meetings, industry conferences, etc. Requirements Education Required:
BBA, BA, or BS with a GPA of 3.0 or greater
12 hours of Accounting, and or Finance coursework completed or to be completed by the time of graduation, including 3 hours of intermediate level accounting.

Education Preferred
BBA degree in Accounting, Finance, Accounting & Finance, or Finance with Real Estate; or a BA or BS degree in Economics
12 hours of accounting, including 6 hours of intermediate level accounting, or 9 hours of Real Estate Finance and a GPA of 3.5 or greater on a 4.0 scale

Experience Required:
Experience Preferred:
Internships, prior work experience, and / or campus or community involvement


Accurate typing, spelling and grammar skills
Excellent communication, presentation and interpersonal skills
Proficiency in Microsoft Office (Word, Outlook, and Excel)
Detail oriented, organized, analytical and problem solving abilities

EOE Statement

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, gender stereo typing, and age. First Tennessee is a EO employer - M/F/Vets/Disabled.


  • All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, gender stereo typing, and age. First Tennessee is an EO employer – M/F/Vets/Disabled.
  • Please view Equal Employment Opportunity Posters provided by OFCCP


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