Credit Analyst Sr - Corporate Healthcare Banking in Brentwood, TN at First Horizon National Corporation

Date Posted: 10/1/2020

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    211 Franklin Road
    Brentwood, TN
  • Job Type:
  • Experience:
    2 to 4 years
  • Date Posted:
    10/1/2020
  • Job ID:
    CREDI02548

Job Description

A Credit Analyst Sr - Corporate Healthcare Banking provides daily credit analysis support for healthcare lending portfolios. Tasks are completed in a production-based environment and include: financial statement and tax return spreading into Bank software or templates, creating and updating loan requests in the Bank’s loan production software (inStep Commercial Lending), financial analysis, underwriting support, covenant monitoring, and industry research for commercial lending prospects/clients.

This position also works proactively and independently with some supervision and support from senior members of the team. Provides mentoring and guidance to other Credit Analysts as it relates to lending guidelines, commercial lending systems, and underwriting.

Essential Duties and Responsibilities:

  • Provide support with commercial loan origination and ongoing loan portfolio management, working proactively to ensure both production and portfolio management tasks are prioritized appropriately and completed in a timely manner.
  • Specific tasks include: financial statement and tax return spreading into Bank software or templates, creating and updating loan requests in the Bank’s loan production software (inStep Commercial Lending), completing financial analysis, create and present credit memo documents such as new loan requests, modifications, renewals, and annual reviews, tracking and completing covenant monitoring, and completing industry research for commercial lending prospects/clients.
  • Provide feedback on strengths and weaknesses in prospect and borrower credit profiles, incorporating into underwriting documents such as credit memos and annual reviews.
  • Monitors, analyzes and reports key performance indicators of loan portfolio quality.
  • Works closely with the Portfolio Manager(s) and Relationship Manager(s) on their assigned team(s), proactively asking questions, requesting feedback, and ensuring work is completed with respect to the team’s priorities.
  • Provides mentoring and guidance to other Credit Analysts as it relates to lending guidelines, commercial lending systems, and underwriting.
  • Participates in special projects and assignments and performs other duties as assigned.

Education and/or Work Experience Requirements:

  • Bachelor’s degree (B. A.) in Accounting, Finance or Business and a minimum of two to four years of related experience in the Financial Services, Banking Industry, Credit Analysis, Loan Review is required.
  • Strong understanding and mastery of financial instruments and the processes used to analyze financial data. 
  • Strong understanding of general bank operations and the lending process.
  • Strong computer skills required with the following programs: Word, Outlook and Excel.
  • Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with business unit management and staff.
  • Ability to read, analyze and interpret financial reports and legal documents; performs simple to moderately complex calculations; effectively researches, analyzes, evaluates, and articulates conclusions to make decisions, solve problems and achieve goals.

Monday - Friday 

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)