Credit Analyst in Memphis, TN at First Tennessee Bank

Date Posted: 8/9/2019

Job Snapshot

Job Description

I. Job Purpose:
Responsible for evaluating and approving or rejecting loan applications based on established criteria. Handles smaller and less complex loans.

II. Duties and Responsibilities:

Receive credit requests and make approve/decline decisions within established policy, guidelines, and turnaround times. Underwrite real estate related credit requests. Document decisions properly and completely with particular diligence given to explanations of overrides or variances, to include a narrative to explain credit decisions.

Provide a high level of customer service to the originators of loan requests to include the communication of credit decisions and answering questions.

Works with the loan administration and client specialists to manage delinquencies on loans; reports troublesome loans to the senior credit officer and commercial line manager on a timely basis. Ensures that the systems of record are accurate for the loans being administered; ensures that management information is reported timely and accurately; obtains satisfactory loan reviews and ensures that regular audits are performed.
Requirements III. Job Requirements:

Education Required:

Education Preferred:

Experience Required:
0-4 years

Experience Preferred:
4-8 years

IV. Knowledge/Skills/Abilities/Training/Systems:

Accurate typing, spelling and grammar skills

Proficient with applicable computer software

Good written and oral communication skills

Good organizational and customer service skills

Good fundamental understanding of general bank operations, proficient understanding of the components of financial planning, deposit products, small business products, investment and insurance products

Monday - Friday
8:00AM - 5:00 PM


  • All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, gender stereo typing, and age. First Tennessee is an EO employer – M/F/Vets/Disabled.
  • Please view Equal Employment Opportunity Posters provided by OFCCP