Loan Operations Specialist II / Exceptions in Memphis, TN at First Horizon National Corporation

Date Posted: 1/9/2020

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    3451 Prescott Road
    Memphis, TN
  • Job Type:
  • Experience:
    1 to 3 years
  • Date Posted:
    1/9/2020
  • Job ID:
    LOANO01519

Job Description

At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience.  We are passionate about doing things right and doing the right things.  We collaborate with each other and with our internal business partners to delight our customers.  We believe in creating an environment where everyone’s ideas are valued so that the team operates at its best.  Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time.

The Processor II is responsible for managing all Exceptions Processing / Loan Operations technical processes ensuring that the functions meet high standards for quality and protects the loan assets of the bank. This position will support the Post Booking Quality Control and Exceptions processing team. This position is responsible for inspecting loan documents as well as completing various integrity reports.  This position is also responsible for ensuring that we follow all policies and procedures.

We are seeking dedicated, disciplined individuals who excel in a team environment, who take ownership and who are enthusiastic about a job well done.

Essential Duties and Responsibilities:

30% Productivity:  Meets productivity goals within established time frames (measured by Service Level Agreements and/or OE).

30% Service Quality:  Provides excellent customer service and meets quality/accuracy standards (measured by Service Level Agreements, customer feedback, error reports)

20% Lives our company values, embraces change and ensures an inclusive, positive work climate. *

20% Responsible for assessing risk and complies with all policies and procedures.

 Areas of responsibility include:

• Responsible for the quality control of documents daily

•  Perform related duties of inspecting documents and completing daily reports

•  Maintain compliance with policy and procedures

•  Work with others to ensure that the entire team’s work is within SLA

•  Assist with onboarding new employees

•  Responsible for all other duties as assigned

 

Education and/or Work Experience Requirements:

High school diploma with 1-3 years of experience in banking industry or related field required. Bachelor’s degree with Credit Operations experience preferred but not required.

Knowledge - Understanding of various loan documents, procedures, policies, and regulations. Familiarity with loan and servicing systems such as ALS, FD, ARX, iCL, APPRO, ONS, and SharePoint Workflow.

Skills – Proficient communication skills (written & verbal); Attention to detail; MS Office (Word, Excel, Outlook); teamwork/team building skills; strong organizational and prioritization skills are needed.

Abilities – The ability to handle difficult customers; to follow procedures; to handle multiple tasks; to work with little supervision but know when to ask for help; to respond quickly to problem situations; to work under pressure and remain calm & pleasant; to take a systematic approach to work & plan ahead; to work well with others in a team setting but also be accountable for individual tasks, and to train/educate others.

•         Ability to communicate effectively with own team, other teams within the department, as well as line of business partners

•         Proficient verbal and written communication skills required

•         Ability to establish positive working relationships across the organization

•         Ability to manage multiple issues in a timely manner

•         Ability to succeed in a fast paced environment

•         Proficient computer skills (MS Office – Word, Excel and Outlook)

•         Must have a minimum of 1 -3 years of customer service experience

•         Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service

•         Ability to work independently and to carry out assignments to completion within parameters of standard accepted practices or agreed upon Service Level Agreements

•         In-depth knowledge in either consumer or commercial loans preferred – an understanding of both is preferred

•         High school diploma or GED required

 

Physical Requirements:

•         Ability to safely and successfully perform the essential job functions consistent with or without the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.

•         Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards

•         Must be able to lift and carry up to 30 lbs

Work Hours: Monday thru Friday from 8:00am from 5:00pm

#LI-PF1

 



Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)