Mortgage Loan Officer in Birmingham, AL at First Horizon National Corporation

Date Posted: 7/29/2020

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    2340 Woodcrest Place
    Birmingham, AL
  • Job Type:
  • Experience:
    At least 2 year(s)
  • Date Posted:
    7/29/2020
  • Job ID:
    MORTG02210

Job Description

Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer at First Horizon Mortgage is a meaningful role that is there to assist both first-time and seasoned home buyers with real estate transactions. This role puts you in the driver’s seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the First Horizon Mortgage team.

A day in the life of a Mortgage Loan Officer:

Quoting competitive rates, discussing product options with customers and creating partnerships
Work with clients from origination through closing
Market First Horizon internally and externally
Staying informed by local fulfillment support (processing, underwriting and closing)
Building relationships by delivering excellent customer service
Using digital marketing and CRM tools to increase your referrals (Vantage, Hootesuite, Business Facebook, LinkedIn, YEXT)
Using of one of the nation’s most popular LOS systems, Ellie Mae’s Encompass
Staying in touch with previous customers with automatic marketing drips customized with your personal information
Leveraging bank partnerships in your community
Being part of a team and a bank with a long, rich culture
 Compensation

Compensation – There are as very few career options that are as lucrative as a mortgage loan officer.  Our incentive plan pays a certain basis point rate of the closed loan volume each pay check.  You’ll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production.  Additional incentives can be earned by referring clients to other areas of our organization for additional business opportunities.  The sky is the limit compensation wise.

 SUMMARY:
A Mortgage Loan Officer II is responsible for originating mortgage loans, submitting applications and facilitating essential communication between parties throughout the process.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Responsible for soliciting and servicing a variety of residential mortgage loans.
Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs.
Assists buyers in the purchase process through closing.
Make external and internal sales calls.
Comply with regulatory, secondary market and bank policies and guidelines.
All other duties as assigned.
SUPERVISORY RESPONSIBILITIES:

Directly responsible for directing, coordinating, and evaluating designated units or certain personnel in accordance with the organization's policies and applicable laws. Responsibilities may include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; providing pay change recommendations; disciplining employees; addressing complaints and resolving problems.
QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience.
Working knowledge of real estate loan documentation preferred.
Working knowledge of lending regulations preferred.


COMPUTER AND OFFICE EQUIPMENT SKILLS:

Microsoft Office suite
Encompass 360 Loan Operating System



Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

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