Mortgage Loan Processor in Germantown, TN at First Horizon National Corporation

Date Posted: 7/20/2020

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    7465 Poplar Avenue
    Germantown, TN
  • Job Type:
  • Experience:
    2 to 3 years
  • Date Posted:
    7/20/2020
  • Job ID:
    MORTG02173

Job Description

SUMMARY:
Obtains necessary information (i.e. loan applications, credit documents, appraisals, etc.) to process and complete mortgage loan files. Provide quality, accurate and timely customer service (internal and external) involving daily processing of mortgage loans, which include the duties and responsibilities described herein.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Process new mortgage loan applications; input new loan data into loan software programs and investor automated underwriting systems.
Review and analyze credit documentation; compile information and update credit as needed to comply with investor approval requirements; pre-qualify borrowers to specific loan products; prepare loans for underwriting.
Monitor status of loans in pipeline on regular basis; communicate with originators, borrowers, real estate agents and appraisers.
Maintain loan submission register; confirm lock-in sheets with secondary market; order flood certificates and process cancelled loan files and refund checks.
Comply with bank policies and procedures, regulatory requirements and investor guidelines. Prepare and submits closing instructions to attorneys
All other duties as assigned


SUPERVISORY RESPONSIBILITIES:
No supervisory responsibilities

QUALIFICATIONS;
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required.

High School diploma required, Associates degree preferred. 2-3 years of experience or equivalent combination of education and experience

COMPUTER AND OFFICE EQUIPMENT SKILLS:Microsoft Office suite
Special software: Encompass 360


CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc):
None required



Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)