Portfolio Manager - Healthcare Sponsor Finance in Brentwood, TN at First Tennessee Bank

Date Posted: 8/23/2019

Job Snapshot

Job Description

Portfolio Manager - Healthcare Sponsor Finance

Location: 211 Franklin, Brentwood, TN

Monday - Friday

A Portfolio Manager in the Healthcare Sponsor Finance team is responsible for underwriting new transaction requests while managing a portfolio. The Portfolio Manager participates in the achievement of the Healthcare Sponsor Finance’s goals through day-to-day relationship management of healthcare clients as the primary contact and participating in the retention, amendment, and renewal process of existing accounts.
Essential Duties and Responsibilities:
• Independently prioritizes between new credit requests and renewals; provides initial risk rating and recommends appropriate credit structure; provides guidance on policy issues and risk ratings.
• Accumulate relevant financial, industry, borrower, and collateral information to framework the underwriting of new clients. Prepares appropriate financial models which are deal and industry-specific.
• Prepare presentation materials for credit committee on new and existing deals as needed. Will be tasked with presenting changes to existing deals directly to credit committee and new deals.
• Negotiate loan documents upon credit approval that are in accordance with bank and division policy.
• Meet with clients and prospects regularly including attending bank meetings and conducting site visits.
• Manage the ongoing credit risk of a portfolio of healthcare clients and participates in portfolio meetings with senior management.
• Work with Loan Operations and Treasury Management to set up accounts in accordance with credit and division policy to the satisfaction of the client.
• Ensure ongoing client satisfaction through managing both the loan structure and customer interface with the Healthcare Division, bank partners, and support functions of the bank.
• Monitor timeliness of reporting, tickler information and ensures bank has current and accurate information to make decisions and remain expert on the credit and legal files.
• Maintain up-to-date trend cards, credit files and legal files through the bank’s resources.
• Review financial statement spreads for accuracy and raises issues/questions to management on a timely basis.
• Develop and maintain internal relationships following established processes and procedures.
• Note negative collateral and / or financial performance trends early while working with minimal supervision to execute on a strategy for a satisfactory outcome to the bank.
• Continue education of the healthcare industry including regulatory, reimbursement and transactional changes and trends. Attend industry conferences and client meetings. Shares information articulately and clearly in written and oral forms.
• Identify cross-selling opportunities of bank offerings, products and services to clients and prospects.
• Mentor analysts assigned to the division.
• Understand all Bank policies and procedures, and federal and state laws and regulations pertinent to this position; stays informed and shares updates on changes with management. Required to successfully complete all required Compliance training.
• Continuously support the Bank’s Mission Statement and Core Values.
Requirements Job Requirements:
Bachelors required. Masters preferred.
6-8 years of directly related experience required. 8-10 years preferred.
Possess an understanding of the current business environment; superior credit knowledge; expertise in credit policy and analytical abilities; Goal and production oriented; strong relationship building skills; ability to take initiative using strong problem solving skills; knowledge level to be an independent resource on credit issues.

  • All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, gender stereo typing, and age. First Tennessee is an EO employer – M/F/Vets/Disabled.
  • Please view Equal Employment Opportunity Posters provided by OFCCP