Portfolio Manager - Little Rock in Little Rock, AR at First Horizon National Corporation

Date Posted: 1/1/2021

Job Snapshot

  • Employee Type:
  • Location:
    5800 R Street
    Little Rock, AR
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
  • Job ID:

Job Description

The Commercial Portfolio Manager is an integral member of a “deal team” who proactively manages an existing varied portfolio of commercial credit relationships by monitoring the performance of the customers’ operations and financial covenant results, identifying credit risk trends at the customer and portfolio level, and notifying management of any changes. As part of the deal team, the Senior Commercial Portfolio Manager partners with the Relationship Manager to grow and develop the portfolio with high quality, profitable credit relationships.

To achieve these two goals, the Commercial Portfolio Manager’s job functions include but are not limited to the following:

  • Lead the analysis, underwriting, origination, and servicing of loans in a high-production, growing commercial portfolio
  • Collaborate with and lead commercial credit analysts to prepare and present credit approval packages to senior management and credit partners
  • Independently prioritize credit requests, renewals and reviews
  • Provide initial risk rating, recommend appropriate credit structure, and provide guidance based on bank policies
  • Participate in the documentation process including terms/structure negotiations with customer and outside attorney(s), if necessary
  • Coordinate closing and booking events with external and internal partners
  • Partner with Relationship Manager(s) to call on current or potential customers; understand customer needs for commercial products and services; develop lending proposals; identify cross-sell opportunities.

Additionally, the Commercial Portfolio Manager is expected to exhibit leadership skills such as:

  • Delegate assignments to commercial credit analysts as appropriate
  • Provide feedback, coaching, and guidance, where appropriate, to enhance others’ skill development
  • Cultivate an inter-departmental network of resources and partners
  • Maintain positive relationships
  • Project a positive image and serve as a role model for other junior members of the team  

Job Requirements:

  • Bachelor’s Degree required; Master’s degree preferred
  • Experience in commercial portfolio management required
  • Possess sound understanding of current business environment
  • Commercial credit knowledge
  • Strong relationship building skills
  • Ability to take initiative using strong problem solving skills
  • Goal and production oriented 

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)